Mazda Personal Contract Purchase (PCP) from Windsors Mazda

Mazda Personal Contract Purchase is a flexible payment option that enables you to drive the Mazda vehicle of your choice with the freedom to keep or change your vehicle at the end of the agreement. Such a payment scheme means you are able to drive a new Mazda on a regular basis, thereby taking advantage of the latest models as they become available. Alternatively, you can choose to pay a final figure – the Optional Final Payment, or Guaranteed Future Value (GFV), agreed at the beginning of the contract – and gain ownership of the car once all repayments have been made.

How it works

Once you’ve selected the new Mazda you wish to buy, arrange with your dealer the deposit you wish to pay and the amount you need to borrow for the car. We estimate the minimum amount your car will be worth once your contract finishes, based on the contract term and your anticipated mileage - the Optional Final Payment. To work out your regular payments we add any interest charges and calculate your monthly repayments based on your deposit and the Optional Final Payment. At the end of your contract, when all repayments have been made, you then have three choices:

Renew: Choose another Mazda Use any excess value above the Optional Final Payment towards a deposit for another Mazda. You can trade in your car at any time or sell it privately having settled your account.

Retain: Keep the car. Simply pay the Optional Final Payment, and the car is yours.

Return your car: There’s nothing more to pay if the car’s in good condition and within the agreed mileage.


  • You can fund your car over shorter periods, so you get the chance to change more often.
  • The flexibility at the end of the agreement to choose to renew, retain or return your Mazda.
  • You’re protected against any fall in used car prices by an Optional Final Payment.

Perfect For...

Customers who would like to change their Mazda at more regular intervals. Personal Contract Purchase is flexible and allows shorter term finance agreements, so you can change your car more often.

Finance subject to status. Terms & Conditions apply. 18’s and over. Guarantee may be required. Mazda Financial Services RH1 1SR

We are a credit broker not a lender for these financial promotions. We can introduce you to a limited number of carefully selected finance providers and may receive a commission from them for the introduction.